I’m very excited to find this wonderful proposal on the net.

We are a locally based Financial Cooperative society which was started and being run by local indigenous Acholi people of PADER DISTRICT in Acholi sub region, Northern Uganda.

The Cooperative society is called AGARU SACCO Limited. The society has over 500,000 membership throughout the districts of Pader, Gulu, Kitgum and Amuru ( By the way a point of correction, Lira district is not a district in Acholi region) We participate in mobilizing savings, micro credit and micro enterprise training amongst other financial services.
We have been in existence in the region since 2001 when the situation was very hostile to commercial banks and served the Acholi community throughout the turmoils.
Because of our good work and sound foundation in the community, we were identified by the government to be the lead institution to offer rural financial services in Acholi region.

We are also collaborating with other international NGOs in implementing animal traction and Agricultural loans products as contribution to rehabilitation of the population in the region.

This is a wonderful proposal that will greatly contribute to the rehabilitation of the people of Acholi region. My concern is that wda ahould consider collaborating with indigenous locally based financial institutions that are well versed with the socio-economic, cultural and financial needs of the Acholi people.

On our side as AGARU SACCO Ltd, we are willing to cooperate and contribute to the successful implementation of your proposal in Acholi region. Should you need more information about us, please kindly contact us through my mail address above. I will be very willing to respond.

This a wonderful opportunity to collaborate for a purpose.

Thanks a lot for having these good thoughts about the suffering people of Acholi sub region of Uganda.

Best Wishes

ATARO-OLULA GEORGE
BUSINESS DEVELOPMENT MANAGER
AGARU SACCO Ltd
PADER DISTRICT

We wish to thank you in advance since we seek your patience in going through the following contents:

CHINYARD is non governmental organization established in the year 1990 working to improve the life of the people. It is Public Charitable Trust Registered under Bombay Trust act 1950 (E-637/DWD dated 30.1.1990). It is also registered with Ministry of Home Affairs, Govt. of India, under the Foreign Contribution Regulation Act. Donations made to Chinyard are exempted from Income Tax Section 80G of the Income Tax Act 1961.

The Registered Office of Chinyard is at Agadi and Operational Headquarter is in the village Tadas, Taluk Shiggaon of Haveri Dist. It provides capacity building services to Socially, Economically dis-advantage and illiterate. Chinyard in most backward areas of Dharwad, Haveri and Uttar Kannada Districts of Karnataka State. NABARD Bangalore has awarded State Level 2nd Prize to CHINYARD for the best performance in Karnataka State SHG Bank Linkage Programme.

We are working in many activities like Women Empowerment, Micro Credit, Micro Finance, Micro Enterprise, Disabled, Handicraft, Sujala Watershed Shed projects, Child and Joint Forest Management programme, Health, Income Generation, HIV/Aids. Poverty etc.

The objectives:
• To improve quality of life of the rural masses by organizing those into self help groups and resource management groups.
• To promote total health among Women, Children and the Disabled.
• To educate people about natural resource conservation develop degraded forestlands and help people in this connection.
• To develop rural small and micro enterprise for bringing about economic self sufficient and sustainable life style.
• To help the people to design and built houses with appropriate technologies and material in the self help mode.
• Empowerment of rural women by improving their social and economic conditions.
• To develop the Traditional Craft.
• To implement the Soil and Water Conservation in rural areas.

Some of our achievements are given here below:
• Sensitized Bank officials on gender issues in micro credit and micro enterprise development.
• Harnessed skill and capacity of NGOs to implement Micro credit and micro enterprise development programmes
• Networking with Development agency for policy advocacy.
• Conducting Bank Managers training in micro credit of 50 batches
• Established SHG Bank linkages for linking to other SHGs for credit.
• 60% of the trained persons economically empowered
• Formed 1200 self help groups.
• Published books, papers, research reports on rural technology, micro credit and micro enterprise.
• Placement services to MBA, MSW, BSW and BBA students from various universities.
• Establishment of resource centre for micro credit and micro enterprise development programme for NGOs, Bankers, Government Officers, etc.
• Conducted trainings to Gram Panchayat members on Panchayath Raj system and also for 175 taluka panchayath members
• Provided skills on organic farming and Vermi Compost for more than 200 farmers.
• Created awareness about child rights among 200 Government school teachers.
• Advocacy and lobbying on women’s rights and violence.
• Transformed more than 800 agricultural women laborers in to successful rural entrepreneur.
• Provided 200 women to entrepreneurship development program training.
• Introduced appropriate technologies like stabilized mud block technology, leaf plates and cup making, bearing charaka (pedal charaka) etc.
• Formation of community based natural resource management groups (Village Forest Committees) biodiversity conservation

We would be highly thankful to you if you could let us know whether you would be interested in supporting us financially in meeting the above objectives. In the event of your positive reply, please contact

Incase you need more information about us please do give us a call or write to us and we shall be happy to submit the same to prove our credentials.

Warm Regards,

C.Y. Bhardwad
Managing Trustee